January 2015 News from REGIONAL

Regional-FCU-HeaderDebt Consolidation Loans as low as 6.49% APR*
Do yourself - and your wallet - a favor this year, with a Debt Consolidation Loan from REGIONAL!

Combine your higher-interest credit cards and loans into one monthly payment, with rates as low as 6.49% APR*. Debt Consolidation Loans are available up to $20,000 for up to 60 months. Do yourself a solid - apply for a Debt Consolidation Loan today!

Apply, get approved and sign - ONLINE! With our new Electronic Signature feature, you can apply for your Debt Consolidation Loan online, get approved and sign your loan documents from the comfort of your home. When you're ready for a lower monthly payment, apply for a Debt Consolidation Loan online today!

*APR = Annual Percentage Rate. Rates are subject to change without notice. Not all applicants will qualify. Rates are based on credit history and qualifications. Rate shown reflects lowest possible rate and term up to 36 months. Promotion may end at any time without notice. Offer valid from January 1 through February 28, 2015. See a Lending Expert for full details.

Introducing a new FREE financial management tool from REGIONAL!
MoneyDesktop is a FREE online money management tool, integrated into REGIONAL Online Banking, that empowers you to take control of your finances and simplify your life.

Accounts, Spending, and Bubble Budgets are just a few of the tools to guide you along your way.

ACCOUNTS
Get the full picture! See all your accounts, balances, and transactions together in one place.

SPENDING
Get powerful insights on where, when, and how you spend.

BUBBLE BUDGETS
Visualize and interact with your budgets in a more meaningful way.

Visit www.regionalfcu.org and login to Online Banking to get started today! MoneyDesktop is located under the "Online Services" menu in Online Banking.

REGIONAL Members Save up to 15% on Sprint Wireless Service
You know REGIONAL has all the financial services you need to reach your goals, but there are even more benefits for our members. Through our partnership with Invest in America, REGIONAL members can receive up to 15% off Sprint Wireless service, plus other great discounts.

10% discount on select regularly priced Sprint monthly service (15% for businesses)
Waived activation fee on new lines (up to $36 in savings)
Waived upgrade fee (up to $36 in savings)
Buy online and receive additional savings
Unlimited data available on select phone plans
Ready Now, one-on-one personalized setup, is provided at select Sprint Stores
Claim your discount with Corporate ID: NACUC_ZZM

Click here to start saving today!

Please note: To receive the Sprint Credit Union Member Discount, both new and existing Sprint customers must verify credit union membership. Members can do this through the Invest in America app, or by filling out a Verification Form. Forms can be faxed or uploaded. Learn more on how to verify your credit union membership.