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Marc Ruiz of Oak Partners, Mind on Money: Time for Gen X to Focus on Retirement Plans


Marc-Ruiz OK guys, I guess it's time to get serious. For the first time in my career, during new-client intake meetings, people are beginning to ask, “What is the plan for your practice when you retire”?

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REGIONAL Federal Credit Union Fraud Prevention Unit Dispatch: Affinity Fraud


REGIONAL-Federal-Credit-Union-Fraud-Prevention-Unit-Dispatch-Affinity-FraudWHAT IS AFFINITY FRAUD?
At the beginning of Side 3 of Grand Funk Railroad's 1970 Live Album, Mark Farner shirtlessly tells the audience this (edited for clarity):

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Marc Ruiz of Oak Partners, Mind on Money: Beware the ‘Pot Stock’ Frenzy

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If I must have one more conversation about marijuana stocks I’m going to need a drink. With the impending high-profile recreational legalization of marijuana in Canada, “pot stocks,” whatever they are, have gone insane over the past two weeks, ensnaring some investors I wouldn’t have thought would be susceptible to this speculative frenzy.

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First Trust Credit Union New Member Referral Program 'Fall Into Ca$h' Is Back


First-Trust-Credit-Union-New-Member-Referral-Program-Fall-Into-Cash-Is-BackFall into cash from October 1st to November 10th with First Trust Credit Union's new member referral program. Open a Savings and/or Checking Account and receive a free gift!

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Michael L. Suggs Speaks at Horizon Bank’s Diversity Business Council Meeting

Michael-L-Suggs-Speaks-at-Horizon-Banks-Diversity-Business-Council-Meeting_01

Horizon Bank’s Diversity Business Council members attended a meeting at their corporate headquarters to discuss diversity and inclusion initiatives.

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Marc Ruiz of Oak Partners, Mind on Money: The Next Crisis Never Looks Like the Last One

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This month is the 10-year anniversary of the start of the 2008-2009 financial crisis. There continues to be much to learn from this time period, and over the past two weeks we talked about how I now think about investment risk. This week we will conclude the conversation.

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Horizon Bank Partners with Federal Home Loan Bank of Indianapolis to Provide Affordable Housing Grants


Horizon-Bank-Partners-with-Federal-Home-Loan-Bank-of-Indianapolis-to-Provide-Affordable-Housing-GrantsHorizon Bank announces a partnership with Federal Home Loan Bank of Indianapolis, which offers affordable housing initiatives. The Homeownership Opportunities Program (HOP), the Neighborhood Impact Program (NIP), and the Accessibility Modifications Program (AMP) are designed to provide affordable housing, home repairs and modifications as well as accessibility modifications.

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First Trust Credit Union Introduces Debit Card Lock Feature


First-Trust-Credit-Union-Introduces-Debit-Card-Lock-FeatureCan you say “CONVENIENT & SECURE” ? Well, that is our focus when it comes to your debit card!

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Marc Ruiz of Oak Partners, Mind on Money: Free Enterprise Is the Foundation of Our Country

Marc-Ruiz

Once in a while, I take the liberty of being political in my column, because, well, it's my column. This being said, money and economics is my purpose when writing for you every week, and even if I stray into the political it will always have a money focus.

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Mortgage Protection: Good Sense or Bad Investment?


TCU-Mortgage-Protection-Good-Sense-or-Bad-InvestmentFor many of us, our home is our biggest investment as well as our family refuge. Losing a breadwinner can wreak havoc on the family's finances — and their ability to stay in the home they love.

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First Trust Credit Union Presents a Free Workshop for Businesses in the Community


first-trust-logoAre you looking for new ways to increase sales for your small business? If so, please join First Trust Credit Union as we host a FREE small business workshop at our La Porte branch on Monday, September 10, 2018, from 5:30-6:30 p.m. This workshop will include a panel discussion with three local business leaders from the community: Kris Pate of United Way, Bryan McCarty of Blake Insurance, and Kate McGowan of The News Dispatch. Light refreshments will be served. Seating is limited and is available on a first come, first served basis. Reservations can be made by calling Laura Ewart, Business Development Consultant, at 219-877-2328 or emailing This email address is being protected from spambots. You need JavaScript enabled to view it..

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