Buying a home is one of the single largest investments that an individual will make in their lifetime. Despite this, most of us know nothing about the process involved in buying a home that we will likely spend the next 10-20 years of our lives in.
We want to make sure that the home we buy will serve us well, and grow with us as we eventually raise a family. To that end, most of us know that we need someone more experienced in these matters, and that is why we turn to a realtor.
So, what goes into the process of making an offer on a house? Lynda Anderson of Boulder Bay Realty has the experience and qualifications necessary to answer that question.
Lynda Anderson has been in the realty game since 1990, and while she never intended to open her own business, she eventually did; the Lynda Anderson Team with Boulder Bay Realty, located in Valparaiso.
“I am very proud of my group,” stated Anderson. “We have a high level of integrity and professionalism. They’re amazing agents that outperform their peers on a daily basis!”
However, there is a lot of work involved before you even start to look at a home, according to Anderson. “First of all, before you go out and look for homes, you need to get approved,” states Anderson. “You should know how much home you can buy. Not only that, but an important thing is what type of financing you can get.”
Some homes, according to Anderson, don’t qualify for FHA home loans. Some can benefit from the type of profession you’re in, such as police, firefighters, and teachers. Knowing what kind, and how much financing you can obtain sets the stage for looking for a home, as Anderson puts it.
Anderson firmly believes that finding the right realtor can make or break buying a home.
“It’s important to consider how much experience the realtor has,” explained Anderson. “Is it something the realtor is doing part time, or do they do this for a living? They also need to interview their realtor. They need to make sure that the realtor is going to be there for them.”
Open communication is key in any relationship, but this is especially true with the person responsible for helping you buy the largest investment you’re likely to make in your lifetime.
“If you don’t like the home, you should say so,” stated Anderson.
Honest and integrity, according to Anderson, play a vital part in the type of realtor to get.
“At the Lynda Anderson Team,” said Anderson, “we feel that we’re not in it for one transaction. We’re in it for the entire family. When we’re able to do that, that’s how we know we did our job well.”
An experienced realtor will also set you up on a system that will notify you when that house comes up on the market immediately. That way you won’t miss out on the home of your dreams to someone else.
Now that you’ve secured the financing, chosen a good realtor, and finally picked the right home, you’re ready to close. Closing on a home can be a complicated process, even for a realtor. Which is why Anderson is being smart about it and has one person who’s sole job is to handle all of that.
“We have a closing manager, Angie Schott, who’s entire job is to handle all the contracts, deadlines and paperwork,” explained Anderson. “She is a very detail oriented person and has closed over 1,500 homes. She sees problems before they arise, she’s that skilled. It’s very important to have that level of skill.”
Lastly, Anderson advises to have a survey taken on the prospective home.
“Some won’t want to spend the money on it, but it is very important to have a survey done on the home,” said Anderson. “It will show you where the defects are, and where encroachments are on the home.”
Clearly, Anderson and her team have the experience necessary to make sure you get the home that’s right for you. With honesty and integrity as the driving principals of their venture, Lynda Anderson will be sure work hard for your future home.
259 Indiana Ave Suite B, Valparaiso, IN 46383
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