SHIP Volunteers Help 166; Counseling Available Year-Round

ship-wrap-up-2015SHIP volunteers had the opportunity to assist 166 individuals during the open enrollment period that wrapped up Dec. 7.

The three volunteer counselors logged more than 140 hours during the seven-week period.

Although the open enrollment period has ended, SHIP counselors are available all year to help with any Medicare issue or question at the Porter County Aging and Community Services offices, 1005 Campbell St.

The State Health Insurance Assistance Program is a free and unbiased counseling program provided by the Indiana Department of Insurance for Medicare beneficiaries in Indiana.

Throughout the year, SHIP counselors assist those new to Medicare as well as those who've been on it for years.

Assistance includes providing answers to common questions about Medicare, including: coverage, enrollment, eligibility and claims; explaining Medicare Supplemental (Medigap) policies and which companies sell them in Indiana; providing information on Medicare Advantage health plans and what plans are available where individuals live; and offering information about the Medicare prescription drug plans offered in Indiana and how to select the best one for individual needs.

SHIP counselors also help Medicare beneficiaries with determining eligibility for any of the financial assistance programs that are available to help with Medicare costs, including prescription drug plan premiums and drug co-pays, Medicare Part B premium, Medicare Part A & B deductibles and co-payments for doctor and hospital services.

Both SHIP counselors and PCACS staff can help with completing and submitting the applications to the appropriate agencies.

There is also Hoosier Rx, a state program which helps pay the monthly Part D premium for those with yearly income of $17,475 or less (individuals) or $23,505 (couples).

For more information on any of these programs, call the SHIP office at (219) 464-1028.

PCACS’ mission is to extend a helping hand to seniors, those with disabilities and low-income residents by providing services to improve their quality of life, including transportation, nutrition programs, energy assistance and activity centers.

For more information, visit www.portercountyacs.org